Contractor’s All Risks Insurance

We are a leading Insurance company in Kenya with over 30 years of experience in writing a wide portfolio of insurance products.

Covers insured against accidental property damage and third-party injuries which are the primary risks associated with construction projects.

In particular, the policy protects insured against improper construction of structures, damages that occur during renovation and damage to temporary work erected on-site.

Third party liability which arise out of injuries to subcontractors working at the construction site are also covered.


  • Protects insured against material damage such as physical loss, damage or destruction of the property due to any cause other than exclusions.
  • Reimburses the insured for repairs and maintenance of movable plant and machinery owned or leased by the contractors
  • Protects insured against legal liability falling on the insured contractor as a result of bodily injury or property damage suffered by a third party

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