Combination of the workmen injury benefit act (WIBA) and Group Personal Accident (GPA) to give an employer a one stop solution for employee insurance.

Covers workplace and off-duty risks by ensuring 24 hours coverage.

The accidental injuries, disease, death which arise during working hours are covered under the WIBA while accidental injuries and death which arise outside working hours are covered under GPA.

The medical expenses limit under GPA is restricted to bodily injuries only and the cover is 24 hours & worldwide